Stephen J. Hall Financial Services

      514-747-6565

Financial Services

If you are like most people, you deal with personal or professional financial issues when they arise. This can cause a lot of stress, bad decisions, and quick fixes that you will live to regret. The reason most people neglect to plan ahead of time is that the process seems overwhelming and complex. Well, forget about confusion. Our strength is to present you with simple financial strategies that can be readily implemented and managed to help you build and preserve your wealth at all stages in life.

 

We Guide You Towards a Stress-Free Life

Stephen J. Hall Financial takes the time to teach you about your financial options so that you are part of the decision-making process. We want you to fully understand how and when to make the right decisions, review your plan, and achieve life-long financial security. That’s what we call a stress-free outlook on life and we are there to help you achieve it.

 

We Never Run Out of Options or Time

Our financial expertise extends far beyond basic financial products. Here are a few examples.

 

  • Tax Prefered Health, Disability, and Critical Illness Insurance

    Nobody likes to think about negative outcomes, and planning the next steps in case they do occur may seem like an overwhelming task. We can help you make this a positive experience by guiding you towards peace of mind. Ask about our various coverages to protect you, your family, and your business against financial depletion if you are diagnosed with a critical illness (cancer, stroke, heart attack, etc.), or if you are suddenly disabled and unable to work. You will be happy you did.

     

  • Term Insurance (Temporary Insurance), Universal Life Insurance, Permanant Participating Insurance

    Discover the advantages of our Temporary Insurance plans for your immediate needs, the benefits of our all-in-one protection with the Universal Life Insurance option, or the advantages of a tax-preferred Permanent Participating Insurance plan. Take the next step today to build and preserve your wealth.
  • Split-Dollar Insurance, Retirement Compensation Packages

    If you are a business executive and want life-insurance, find out about the advantages of a Split-Dollar Insurance policy that is jointly purchased by both the business and the executive. You can also ask about our Retirement packages that offer coverage above and beyond traditional insurance policies.
  • Succession, Estate, and Retirement Planning (RRSP, LIRA, RRIF, LIF, TFSA, ETC.)

    Confused with all the acronyms? Ask us to explain in detail the benefits of succession, estate, and retirement planning to make sure that your heirs will be protected and that no one else will be making the decisions about your assets. We have the knowledge and the expertise to help you build and preserve your wealth, one step at a time.
  • Investment Solutions Such as GIC's, Segregated Funds, ETC.

    The best way to protect your wealth is insuring it. Our segregated funds option will allow you to have a build-in guarantee for additional peace of mind. Pool your money with other investors for added value, and be protected against sudden market declines by the insurance policy included with this option. Ask us about segregated funds, and start building your wealth today with minimal risks.
  • Estate Bond, Guaranteed Retirement Annuities, Pension Conversions and Varible Annuities

    Will you have guaranteed income for as long as you live after retiring from the workforce? Is your employer sponsored pension a Defined Benefit plan or a Defined Contribution plan? Will your Variable Annuities create a stream of income that is sufficient for your needs once you retire? Will you have tax-deferred income? Talk to us. We have answers to all of your questions so that you can enjoy life now, and during retirement, with complete peace of mind.
  • Financial Security Funding For Your Buy-Sell Partnership Agreements

    While business partnerships are always created in good faith and with a long term view, numerous situations can arise that will affect the success of your company – long term disability or death of a business partner, divorce, bankruptcy, unresolved disputes translating into lawsuits, share distribution disagreements, etc. can have a major impact on your wealth. We will help you prepare to face any situation that could affect your business. Ask us how and we will simplify the process for you.
  • Group Insurance and Retirement Investment Plans For Your Small Business

    Did you know that employee retention is significantly increased when fringe benefits give economic security to staff members? It’s part of what is known as Reward Management, and offering Group Insurance and Retirement Investment Plans are a good starting point to retain your employees and making them loyal to your organization. Ask us about the best plan for your business and position yourself as a go-to employer in your field.
If you are uncertain how any of the above translates for you, your family or your small business, that’s not a problem. Ask us to explain. We will move forward at your own pace to clarify, recommend, and follow-up because we are dedicated in helping you achieve your financial goals. Building and preserving your wealth is always our top priority.

 

Dedication. Knowledge. Reliability.
Stephen J. Hall Financial Building & Preserving Wealth
Are You Covered?


If you are uncertain about your current insurance protection, or if you don’t have any yet, ask us for a quote. We will propose the best options for your personal and professional needs, and we will respect your budget. It’s that simple.

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Financial Review


There is nothing more reassuring than to hold a full analysis of your current financial situation, and to consider options for sustaining and protecting your wealth for the future. That’s what we call our “Good night’s sleep” guarantee. Ask us for your personal review today!

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SJH Financial
100 boul. Alexis Nihon, Suite 398 Saint Laurent, Quebec
H4M 2N8
514-747-6565